The Ins and Outs of Home Warranty Coverage

Many new homeowners may wonder if home warranty coverage is worth the price. Simply put, home warranties can be a great way to protect your investment in your home.

Home Warranty Basics


A home warranty is a service contract that provides protection for a homeowner against unexpected and expensive repairs on certain systems and appliances in the home. Home warranties can be purchased by homeowners when they purchase their home, or they can be obtained later on if the homeowner is not covered by a warranty from the builder of the home. There are many different home warranty companies available, and each company has its own set of covered systems and devices, as well as its own pricing and service contract.

Home Warranty Coverage

The best home warranty company will typically include the following systems and appliances: air conditioning, dishwasher, dryer, furnace, garbage disposal, heating, oven, range, refrigerator, smoke detector, stove, and water heater. There are usually some exclusions to home warranty coverage, and these can vary by company. Some home warranty companies do not cover roof repairs, for example, while others may not cover damages caused by natural disasters. It is important to read the terms and conditions of a home warranty service contract before purchasing to make sure that the specific systems and devices that you want covered are included.

Remodeling With a Home Warranty


A home warranty can be a great investment when you’re working through custom bathroom remodeling, for example. It can help you cover the cost of repairs or replacements if something goes wrong with your new fixtures, tiles, or furnishings.

A home warranty is also a good idea if you’re doing a major renovation, since it can protect your home’s structure and wiring. Plus, if something goes wrong with your newly installed bathtub or shower, a home warranty can help pay for the repairs.

Just be sure to read the terms and conditions of your warranty carefully, so you know what’s covered and what’s not. And keep in mind that home warranties usually don’t cover pre-existing conditions, so if your bathroom was already in bad shape when you started remodeling, you might not be able to use the warranty to fix it.

Home Warranty Pricing

Home warranties are generally priced per system or appliance, and the cost can vary depending on the age and type of system or appliance. The average cost for a home warranty is around $400 per year, but this price can go up or down depending on the specific coverage that is included. Home warranties can be cancelled at any time, and the homeowner will usually receive a refund for any unused portion of the service contract.

Utilizing Your Home Warranty

When a system or appliance covered by a home warranty breaks down, the homeowner needs to call the home warranty company and request service. The company will then send a service technician to the home to diagnose the issue and repair it, if possible. If the issue is not covered by the warranty, the homeowner may be responsible for the costs of the repair. Home warranty companies typically have a network of service technicians that they work with, so the homeowner may not have a lot of choice in who repairs the system or appliance.

Home warranties are a great way to protect against expensive repairs on key systems and appliances in the home. They are affordable, and they provide peace of mind in knowing that these systems and devices are taken care of. Homeowners should always read the terms and conditions of a home warranty service contract before purchasing, to make sure that the specific systems and fixtures they want covered are included.

Overall, whether or not home warranty coverage is worth the price is a personal decision. It is important to weigh the pros and cons before deciding if a home warranty is right for you.necessary.